Bachelor of Credit Management

Course Overview

Bachelor Degree in Credit Management course will produce professionals who will be able to apply knowledge, skills and understanding in a broad range of complex technical activities related to credit Management. This course will provide learners with skills and understanding of credit management principles and skills in assessing credit applications, risk management, corporate governance, credit rating and banking operations. It will provide students with the relevant competencies, knowledge and skills of the underlying principles, systems and techniques of credit management


What you'll study

Semester I

    • Principles of Accounting
    • Fundamentals of Credit Management
    • Entrepreneurship Finance
    • Business Statistics
    • Business Communication
    • Computer Applications

Semester II

    • Commercial Credit Law
    • Principles of Credit Control
    • Credit Risk Assessment
    • Customer Care Services
    • Principles of Management
    • Money and Banking

Semester III

    • Human Resource Management
    • Credit Management
    • Export Credit Management
    • Financial Management
    • Research Methodology
    • Management Information Systems

Semester IV

    • Sales Management
    • Credit Portfolio Management  
    • Field Practical Training
    • Financial Analysis and Credit Scoring
    • Operations Research
    • Economics

Semester V

    • Trade Credit Insurance
    • Business & Company Law
    • International Trade & Finance
    • Credit Risk Management
    • Consumer Credit Management
    • Risk Management

Semester VI

    • Banking Law & Practice
    • Credit Management in the Financial Sector
    • Credit Services
    • Corporate Lending
    • Strategic Management
    • Practice of Credit Management
Entry Requirements

Holder of Ordinary Diploma (NTA Level 6) in Taxation, Accounting, Business Administration, Procurement and Supplies Management, Economics or Banking and Finance , Risk and Insurance , with an average of “B’’ or a minimum GPA of 3.0 or Foundation Programme of the OUT with a minimum GPA of 3.0. OR

Form VI with two principal passes in the following subjects: Economics, Accountancy, Commerce, Physics, Chemistry, Biology, Agriculture, Geography or Advanced Mathematics. The two principal passes MUST make an aggregate of 4.0 points as a minimum or Foundation Programme of the OUT with a minimum GPA of 3.0.


What you'll experience

On this course you will be able to:

  • Join and become a member of professional bodies such as TIOB.
  • Be challenged to put what you learn in the classroom to work
  • Prepare credit proposals.
  • Perform Credit ratings
  • Apply skills of credit management to solve business problems.
  • To perform Credit risk analysis and Portfolio Management.

Careers and opportunities

Our graduates will work in roles including:

  • Specialized employment at the operational level of banks.
  • Microfinance Institutions.
  • Private Lenders.
  • Insurance companies.
  • Institutional Investors.
  • Rating agencies and Government Institutions.

Teaching methods

Teaching methods on this course include:

  • Lectures
  • Tutorials
  • Laboratory work
  • Practical work

How you're assessed

  • Presentation
  • Project work
  • Timed tests
  • Examinations
  • Group assignments

Course costs

Registration (IAA)   20,000/=

Examination (IAA)   70,000/=

Application Form (IAA)  10,000/=

Wear and Tear          20,000/=

IAASO                       20,000/=

STUDENT ID             3,000/=

NON CITIZEN

EAC                US$ 820

SADC              US$870

Others            US$900


How to Apply

Institute of Accountancy Arusha admission cycles are normally guided by two regulatory authorities which are The National Council for Technical Education (NACTE) and The Tanzania Commission for Universities (TCU). If you apply to IAA, you will be following provisions as set forth by the mentioned authorities.

Different programmes have different entry requirements. You can visit our programme page to see entry requirement for different programmes or be sure to read thoroughly the TCU admission guide book and the NACTE admission guide book.

We consider each applicant and put enormous care into evaluating every application. We hope you will explore the information in this section to understand what we look for in our admissions process


  • Fee 1,500,000/=
  • Duration 3 Years
  • Language English
  • Mode of Study Full Time
  • Intakes October